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Pension auto-enrolment is here again.
Please read this briefing if you are currently opted-out of the NHS Pension scheme.
For those considering retirement
From 1 April 2022, all active members of the NHS pension scheme, regardless of age, become members of the 2015 NHS Pension Scheme.
The 1995/2008 Schemes will close and the records of those 1995/2008 members will move to the 2015 Scheme. This will happen automatically.
Due to these records being updated the process relating to applications to retire will change slightly.
For a retirement application from a 1995/2008 member with full protection (who will move to the 2015 Scheme on 1 April 2022), the following guidance applies:
- Applications to retire before 31 March 2022: Should be processed as normal.
- Applications to retire in April 2022: Please submit the application as normal existing processes. The Pensions team at St. Helens & Knowsley will calculate the member’s pension using 1995/2008 Scheme membership until their last day of service for when they first retire. As soon as possible after 1 April 2022, they will recalculate the pension benefits based on 2015 Scheme membership for the period from 1 April 2022 and write to the member to explain that they will get a sub-award to cover this service.
- Applications to retire from May 2022 onwards: Applications for retirement from May 2022 should be uploaded to Pensions Online (POL) on or after Monday 4 April 2022. No applications should be uploaded to POL before this date. This will ensure that the members’ record has been moved into the 2015 Scheme and their pension calculations will accurately reflect both their 1995/2008 and 2015 Scheme membership.
Pensions Information
The Pensions team is based at Pay & Staff Services, Whiston Hospital:-
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287 - Liverpool University (LUHFT) |
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Sam Wheeler |
0151 430 1926 |
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Pam Grimes |
0151 430 1943 |
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Jan Barlow |
0151 430 1943 |
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Patricia Hanaway |
0151 290 4939 |
Important Information - Early Retirement Reduction Buyout (ERRBO)
Important Information - 2008 Scheme Protection
Important Information - Lifetime and Additional Allowance
Important Information - Pension Flexibility
Important Information - ERRBO reminder
Important Information - Changes to NI Contributions & State Pension Scheme
Pension Response Form
Click here for the new Pensions Choice2 Response form
Pension Changes
The pension rules are being changed by the government from April 2015. The following documents begin to explain some of the changes and who this affects.
Choice2 Letter Explained November 2014
Choice2 Workshop Attendance Sheet
NHS Pension Schemes An Overview August 2014
RLB Presentation Pensions RS PH
For staff looking to apply for their pension
The pensions officers are here to help you with this process. Please do not download the AW8 for from the NHS Pension website. Please request this from the pensions team and they will be able to send you the form along with the retirement brochure which will assist you in completing your pension application.
Total Rewards
The Pensions Agency will be making annual benefit statements available through ESR soon. Click on the link, on the right hand side of this page, to the Total Rewards pages on the Pensions website, to find out more.
